I.O.U. Nothing

by Jul 30, 2013Devotional1 comment

Proverbs 22:1 A good name is rather to be chosen than great riches, and loving favor rather than silver and gold.


      When I was a young man I had ten credit cards and, of course, I had ten invoices coming in the mail all the time. The reason was simple, I was only paying the minimum payment on some of the bills. I did not know the Lord personally in those days, but the Spiritual principles and laws of money, wealth, and commerce were at work whether I believed or not. I was guilty of breaking this law. Prov. 3:27 Withhold not good from them to whom it is due, when it is in the power of thine hand to do it. 

      I was doing this very thing. I was using the money that belonged to my creditors in order to self-indulge, therefore, abusing my good name. I was paying less than the minimum payments because I was spending the rest on parties and that life style. There came the day when it all caught up with me and I had to get a bill payer loan. The bank manager cut up all ten credit cards and took care of all the phone calls to the charge card companies in order to pay the total balances owed. 
      It took me four and a half years at $302.00 a month to pay it all off. In the early 1970’s that was a lot of money. During those five years, I used cash only and never again owed anyone an outstanding debt. If I could not pay cash for it, I would not buy it, no matter what “IT” was. Prov. 22:7 The rich rules over the poor, and the borrower is servant to the lender. Thank God in the same summer of the final payment paid, I received Christ as my Lord and Savior.

      Under God’s financial principles for living, I have learned how to manage my fiscal affairs. I am often stunned at the financial traps and schemes that Christian brothers find themselves caught up in and sometimes actually promoting. 
      A sister in the Lord that I was counseling for her debt problems had owed a Doctor $425.00 for over three years and had not made a payment during that time. She was constantly asking the Doctor for more time with his invoice and yet she was traveling to all types of Christian conferences. When we looked into all her debt, there were more creditors owed, and she was treating them in a similar fashion. I explained Prov. 3:27 Withhold not good from them to whom it is due, when it is in the power of thine hand to do it. 
      The irony would have been funny, but this was pathetic. She was stealing the money owed the Doctor in order to enhance her Spiritual life in Christ by spending the owed money on Christian conferences. She was not choosing the advice of this bible verse. Prov. 22:1 A good name is rather to be chosen than great riches. She could not understand why she found it so hard to hear God’s direction in her life. Mark 4:25 For he that hath, to him shall be given: and he that hath not, from him shall be taken even that which he hath. 
      I explained that until she started to seriously deal with her creditors she would find it hard to move forward in the blessing of God’s provision. It took a year and a half for her to pay off her outstanding debts, but finally came to a place where Rom. 13:8a Owe no man any thing, but to love one another. had become real to her. 
      A few years ago I had parked in front of a large drug store, and I noticed a sign in their window that said “SALE ON STUFF.” I realized that we have become so conditioned to buying on impulse, that the sign said it all. Stuff and more stuff is what we, as a nation are going into extreme debt over. The hole in our hearts cannot be filled with stuff. It can only be filled with Christ Himself. Gal. 2:20 I am crucified with Christ: nevertheless I live; yet not I, but Christ lives in me: and the life which I now live in the flesh I live by the faith of the Son of God, who loved me, and gave Himself for me.
      The principle of God’s financial grace will come to you when you seek Him first. Matt. 6:33  But seek ye first the kingdom of God, and his righteousness; and all these things shall be added unto you. Yes, the proverb tells me to choose a good name and that I will do with the help of my Lord and Savior Jesus Christ.

1 Comment

  1. Anonymous

    We found it very clarifying to read many of the verses you quoted, in the context of your message. I think they are often misinterpreted and not understood. Thank you.

    Reply

Submit a Comment

Your email address will not be published. Required fields are marked *

Sir Norm’s Proverbial Comment

Spiritually Empty

Proverbs 31:26 She opens her mouth with wisdom, and on her tongue is the law of kindness.              Who are the ones living their spiritual lives on empty? I've noticed that those who break God's laws regularly tend to fall apart when times go bad. They just seem...

Wherever You Go

Proverbs 11:10 When it goes well with the righteous, the city rejoices, and when the wicked perish there are shouts of gladness.               Michel de Montaigne said, “If you don’t know where you are sailing, no wind is favourable.”       God has given us the...

The Agony Of The Cross

Proverbs 15:4 Gentle words are a tree of life; a deceitful tongue crushes the spirit.              I saw a painting depicting the agony of the cross that Jesus was nailed to. This image so pierced my heart, that it caused an emotional pain of sorrow. Not only was the...

Life Moves On

Proverbs 15:24 The path of life leads upward for the prudent to keep them from going down to the realm of the dead.       While crawling along the four-lane two-way street, I leaned back in my seat with one hand on the steering wheel as the traffic crept along. The...

What Happened To?

Proverbs 18:19 An offended friend is harder to win back than a fortified city. Arguments separate friends like a gate locked with bars.            After a few years of lockdowns, and half-capacity attendance within the...

I’m Just An Algorithm

Proverbs 31:17 She sets about her work vigorously; her arms are strong for her tasks.            Like many of the millions of people who have logged on to the Chat-Openai site over the last few weeks, I have also asked many...

Hug Them Anyway

Proverbs 21:1 The king’s heart is like a stream of water directed by the LORD; He guides it wherever He pleases.                  I asked my wife why she had stopped teaching preschool because I knew...

Better Off Not Born

Proverbs 16:4 The LORD has made everything for its purpose, even the wicked for the day of trouble.            While reading the book of Ecclesiastes, I realized the importance of the new birth in Christ or being born again as...

Burn The Ships

Proverbs 4:25 Let your eyes look straight ahead; fix your gaze directly before you.      Many events concerning what is recorded in history are being rewritten as new documents are found, or some of the old chronicles are being properly...

The Peter Moment

Proverbs 20:9 Who can say, “I have kept my heart pure; I am clean and without sin”?            Have you ever experienced that Peter moment when Jesus turns and looks you in the eye? When you mess up and sin, and in the...

I’m The Wrong Fisherman

Proverbs 1:5 Let the wise hear and increase in learning, and the one who understands obtain guidance.      I was talking with my friend Trent, and he was expressing his concern about being asked to do something ministerial that was not within his...

Fortitudine Vincimus

Proverbs 12:1 Whoever loves discipline loves knowledge, but he who hates reproof is stupid.            Fortitudine Vincimus: By endurance we conquer. I would like to add to this statement. By endurance in Christ, we conquer all...